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Hello,
I'm Melissa Graham
Senior Loan Officer

NMLS#: 1987794

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With nearly 20 years in the mortgage industry, Melissa brings a rare depth of expertise that spans the full lifecycle of a loan. Her hands-on background in processing, underwriting, secondary marketing, origination, and operations management gives her clients a distinct advantage — she doesn’t just originate loans, she understands every step of the journey from application to closing table.

Since beginning her career in 2007, Melissa has navigated every market cycle the industry has seen — from the post-crisis era of tightening guidelines to today’s complex rate environment — giving her the experience and steady hand clients can count on when it matters most.

Whether you’re a first-time homebuyer nervous about the process, a repeat client looking to leverage equity, or an investor building your portfolio, Melissa is committed to finding the right solution for your situation — not just the easiest one.

Outside of work, family is everything. Melissa and her husband Brian are proud parents of two kids, and life outside the office revolves around them. A lifelong resident of Cobb County and proud Acworth local, Melissa is not just your loan officer — she’s your neighbor.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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